Teenage male drivers are most likely to cause an accident and are penalized with high insurance coverage rates. Men also get more serious tickets such as DWI and reckless driving. Men and women have accidents at a similar rate, but men have costlier accidents. However, this does not mean men are worse drivers.
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Just because you may think adding up those discounts means a free policy, companies don’t profit that way. Most only reduce the cost of specific coverages such as collision or personal injury protection.
New Vehicle Savings – Putting insurance coverage on a new car can be considerably cheaper because new vehicles have to meet stringent safety requirements.One Accident Forgiven – A few companies allow you one accident without raising rates if you are claim-free for a set time period.Multiple Cars – Insuring all your vehicles with the same company qualifies for this discount.Homeowners Savings – Owning a home can save you money due to the fact that maintaining a home requires personal responsibility.Distant Student – Youth drivers who live away from home and don’t have a car may be able to be covered for less.Government Employees – Being employed by or retired from a federal job could cut as much as 10% off on Odyssey insurance with certain companies.A few discounts will automatically apply at the time of quoting, but a few must be specially asked for before being credited. Insuring your fleet can be pricey, but you can get discounts that you may not know about. What auto insurance coverages do you need?.Pieces of the Honda Odyssey insurance rate puzzle.
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